Direction, grade, opportunity, risk and coverage in roughly 30 seconds.
The Gambia
Official name: Republic of The Gambia
Classification and identifiers are registry facts. Direction ratings below are model inferences. Missing fields stay visibly unverified.
Plain-English economy, household, global role and evidence gaps.
Expandable category grades, source years, direction model and investment pathways.
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The Gambia
Capital: Banjul. Low income. Population 2.8M; 65.0% urban.
The Gambia: what matters, why it matters, and what could change
With 2.8M people, national outcomes may depend more on specialization, productivity and external demand than sheer scale. WorldPredicta currently assigns a D resilience grade from 72% current indicator coverage (80% historical coverage). This is a model summary—not a sovereign credit rating.
What is being reported about The Gambia now
Reporting is context, not proof. Each item keeps its source, date and corroboration count.
Is the economy creating durable income?
Growth of 5.9% points to rapid expansion; the question is whether infrastructure, prices and jobs can keep up. Inflation of 11.6% is a major household and policy risk because purchasing power can fall faster than wages adjust. Unemployment of 6.5% is comparatively low, although wages, hours and informal work still determine job quality. GDP per person is 919.1 USD; that average does not show inequality or regional differences.
Is national progress reaching households?
49.5% of people use the internet, which shapes access to services, finance, education and digital business. Rural electricity access is not available. Life expectancy is 66.1 years, a broad outcome influenced by income, care access, safety and public capacity. Basic sanitation reaches 48.2% of people, secondary enrollment is 107.0%, severe food insecurity is No recent reading, and social-protection programs reach No recent reading. Different survey years mean these are structural conditions, not a real-time pulse. Urbanization is 65.0%. These indicators describe access and outcomes, but not housing costs, wages or service quality.
How does the outside world affect this country?
Trade exposure is missing. Comparable mineral-rent exposure is missing. Net foreign direct investment is 9.7% of GDP, an imperfect but useful clue about external capital and project formation. No investment theme is assigned because only 2 of 5 required structural inputs are current enough to use. Historical observations remain visible below but cannot become a present-day thesis.
The blind spots that could change the story
The comparable file still lacks country-normalized wages, hours, housing costs, benefit adequacy, education quality, current politics, security, corruption, cultural momentum, rail and road activity, and complete historical climate exposure. Those are not minor footnotes: they can reverse an investment thesis or explain why headline growth does not reach households.
Each signal is translated into consequences for money, work, daily life and future opportunity instead of being left as a number.
Can the economy create more income?
Growth of 5.9% points to rapid expansion; the question is whether infrastructure, prices and jobs can keep up.
Can people keep their purchasing power?
Inflation of 11.6% is a major household and policy risk because purchasing power can fall faster than wages adjust. Unemployment of 6.5% is comparatively low, although wages, hours and informal work still determine job quality.
How easily can the world move this country?
Trade exposure is missing.
Where the broad opportunity may sit
Comparable mineral-rent exposure is missing. Net foreign direct investment is 9.7% of GDP, an imperfect but useful clue about external capital and project formation.
The four signals most likely to change the story
If prices outpace wages while joblessness rises, household stress can spread into credit, politics and consumer demand.
Export orders, import costs and capital flows can change growth and currency pressure faster than annual statistics.
Access without reliability, affordability or capacity can turn strong demand into inflation and stalled projects.
Food security and assistance coverage show whether headline success is felt at home; wages, housing costs and benefit adequacy remain important gaps.
Where the evidence says this country may be heading
These are model inferences with explicit horizons and reversal conditions. They are not observed facts, promises, or sovereign ratings.
- Current real growth is 5.9%.
- Current headline inflation is 11.6%.
- The current file covers 72% of selected indicators; historical coverage is 80%.
WHAT WOULD REVERSE ITA major demand, commodity, currency or policy shock could reverse the current baseline.
- Current inflation is 11.6%.
- Current unemployment is 6.5%.
- Current severe food insecurity is No recent reading.
WHAT WOULD REVERSE ITWages, housing, utilities and benefit adequacy are not yet normalized and could materially change the conclusion.
- Current unemployment is 6.5%.
- Current labor-force participation is 47.5%.
- Current youth outside work or education is 36.5%.
WHAT WOULD REVERSE ITA hiring, wage or hours-worked release could change this direction before headline unemployment moves.
- Withheld because required current evidence is missing or stale: electricity is missing.
WHAT WOULD REVERSE ITProject finance, execution delays, outages or fiscal pressure could slow improvement.
- Withheld because required current evidence is missing or stale: electricity is missing.
WHAT WOULD REVERSE ITAffordability, censorship, weak power reliability or capital shortages could reverse digital gains.
- Current life expectancy is 66.1 years.
- Current under-five mortality is 42.4 per 1,000.
- Hospital capacity and workforce data are still missing.
WHAT WOULD REVERSE ITAn outbreak, conflict, funding cut or care-capacity shock could change the outlook.
- Current renewables provide 47.7% of final energy use.
- Current PM2.5 exposure is 38.3 μg/m³.
- The current file does not yet model flood, drought or water stress nationally.
WHAT WOULD REVERSE ITPolicy changes, grid constraints, climate disasters or fossil-fuel investment could change the transition path.
- Insufficient current evidence
- No investment theme is assigned because only 2 of 5 required structural inputs are current enough to use. Historical observations remain visible below but cannot become a present-day thesis.
- Foreign direct investment is 9.7% of GDP.
WHAT WOULD REVERSE ITValuation, currency, sanctions, ownership rules, liquidity and legal access can outweigh the macro theme.
- Comparable current politics, election, protest, conflict and security feeds are not yet normalized.
- No political direction is inferred from GDP or market data.
- The missing rating is deliberate.
WHAT WOULD REVERSE ITA verified political and security source stack is required before this category can receive a direction.
How an investor could research exposure to The Gambia
Economic outlook, investability and market access are separate. A strong economy can still be expensive, illiquid or legally difficult to access.
Not rated until legal access, liquidity, custody, convertibility, repatriation and political risk are verified.
No simple broad-market vehicle verified
Research the local exchange, broad index, foreign-ownership rules, custody, settlement and liquidity. WorldPredicta will not invent a ticker.
Requires instrument-level verification
Sovereign bonds, hard-currency debt and foreign exchange can create exposure, but minimum sizes, withholding tax, duration, convertibility and broker access are not yet normalized here.
Insufficient current evidence
No investment theme is assigned because only 2 of 5 required structural inputs are current enough to use. Historical observations remain visible below but cannot become a present-day thesis. Licensing, local partners, ownership limits, labor rules and repatriation must be checked with official investment and regulatory bodies.
Suppliers, customers and regional funds
Companies or funds outside The Gambia may receive revenue from its demand, trade or resource cycle. Revenue geography and valuation still need company-level research.
No pathway verified yet
Title, residency, financing, tax, disclosure, exit liquidity and foreign-buyer rules vary sharply. This path stays unranked until official and transaction-level evidence is available.
Exchange-rate moves can erase local returns. Hedging cost and convertibility are not yet scored.
Foreign ownership, licensing, taxation, custody and capital-repatriation rules require current local verification.
A quoted asset may still be difficult or expensive to enter and exit. Volume and market depth are not yet normalized.
No live sanctions clearance has been performed. Check the current rules for every investor, security, bank and counterparty.
Educational research only. This is not personalized investment, tax or legal advice, a recommendation to trade, or a promise of returns.
Latest available growth is 5.9%; latest available inflation is 11.6%; latest available income per person is 919.1 USD.
Growth builds income; inflation can erase it.
Workers, firms and government.
Real growth, orders and demand.
Latest available unemployment is 6.5%, labor-force participation is 47.5%, and 36.5% of young people are outside work, education or training.
Jobs connect growth to household security.
Workers and young people.
Hiring, hours, wages and participation.
Latest available inflation is 11.6%. The grade rewards stability near 2–3%, not simply the lowest possible number.
Inflation cuts purchasing power.
Renters, borrowers and importers.
Food, housing, fuel and wages.
49.5% of people use the internet in an annual structural indicator current enough for this model.
Connectivity expands access and productivity.
Students, firms and rural areas.
Cost, speed, payments and access gaps.
Latest available gross secondary-school enrollment is 107.0%. This measures access, not learning quality or affordability.
Education builds skills and earning power.
Students, families and employers.
Access, completion, learning and cost.
Latest available severe food insecurity is No recent reading; national poverty is 53.4% and extreme poverty is 22.0%.
Food stress reaches households quickly.
Children, families and farmers.
Prices, crops, imports and assistance.